Money 101 by step

The topic of money can seem huge and overwhelming and it doesn't help that most High School curriculums don't cover practical finance skills. Actually, only 15 states require schools to teach some level of financial literacy. That's why Step has developed Money 101, a financial literacy curriculum that starts with the basics - helping you take that first step towards feeling financially literate and independent.  

Step is on a mission to improve the financial future of the next generation, and that starts with you

To Get Started:
1. Click Sign Up
2. Enter the phone number (Make sure you have the latest version of the app).
3. You will receive a push notification from Step
4. Enter your code your received
5. Update your profile with your school for your chance to earn rewards

What you'll learn

banking basics 

Understanding the banking system, types of services, and accounts available to you so you can make an informed decisions on where and how to manage your money.

Budgeting & Saving

How to split up and set aside your income - big or small - so you can reach your financial goals, and afford those dream purchases without getting yourself into financial trouble. 

Credit & Loans 

Discussing the importance of a credit score, how to build positive credit, and how to borrow money responsibly. Plus, practical skills to prepare you for your first auto or student loan.   

Investing: Stocks & crypto 

An introduction to making the most of your money and growing your wealth - from the markets to the metaverse. 

Meet our Faculty advisory board!

The educators helping shape our curriculum, programs, and product. 

Sean Wybrant

William J Palmer High, Colorado

Lisa Kallmes

Westview High School, Arizona

Christopher Kallmes 

Westview High School, Arizona

Joelle Lilavois

James Clemens High, Alabama 

Dustin Voss

Chicago Public Schools

Lydia Stutesman

Archbishop McCarthy High, Florida

Frequently asked questions

Who can enroll in the course?

Currently, our course is open to students at the 100 High Schools that Step has partnered with for the Fall 2022 semester.

do I need a step account to enroll?

Yes! You'll first need to create a Step Account through our mobile app, then use the same phone number to log into the course. 

is it free?

You bet! Both creating a Step Account and accessing our online course is free. If you choose to use our banking services, you'll enjoy no minimum, overdraft, or maintenance fees! 

do i need a parent?

Anyone can create a (free) Step Account in order to log into the course. If you're under 18 and want to access Step's banking features, you'll need a trusted adult to unlock your account.